About the product
A3.Insurance is built by the A3.Solutions team, which has been creating digital infrastructure for the Central Asian financial sector since 2018. The product was designed for insurance, not adapted from another industry.
Product principles
One database for the whole cycle
The product, contract, payment, claim, reserve and report are stored together. The figures of the actuary, the finance team and reporting do not diverge, because they are calculated from the same data.
Country rules as data
Country deadlines, thresholds and calendars are set in versioned country profiles. A new country needs no code branch, and insurers in different countries run on the same version.
Money without ambiguity
Amounts are stored with their currency, a payout goes through an approval route, and the accounting entry reaches accounting with guaranteed delivery. Monetary invariants are checked by automated tests.
Secure by default
If a screening provider did not respond, the client is not treated as clean. If a product has no underwriting rules, the application goes to a person. If the license has expired, the system switches to read-only mode.
Verifiable quality
Dedicated checks make sure that every API method requires sign-in, that the API surface does not change unnoticed, that frontend routes match the backend and that monetary calculations add up.
Technology
A proven enterprise stack focused on reliability, isolation of insurer data and predictable behavior under load.
- .NET 10Application server on C# 14
- PostgreSQL 16Main database with partitioning
- RabbitMQQueues for background jobs and events
- gRPC and SignalRInternal services and real-time chat
- Vue 3Back office and client portal
- S3 and MinIODocument storage
- HashiCorp VaultPersonal data encryption keys
- OpenTelemetryTraces and metrics without personal data
- Docker and HelmDeployment in the cloud and on premises
In the A3 ecosystem
A3.Insurance is part of the A3 line of financial services, together with products for banks and microfinance organizations. Employees sign in through A3.ID, and reports are signed through A3.Key.
- A3.BankA bank sells borrower and depositor insurance in its own channels through the Partner API and the purchase widget.
- A3.MFOA microfinance organization insures borrowers at the moment a loan is issued.
- A3.VeriCoreVerification of a foreign credit report and the client’s identity before borrower insurance is issued.
Shall we get acquainted?
We will tell you about the product and the team, show the system on your products and answer your security team’s questions.