Regulators and registries
- Ready-made reporting forms for ARDFM, the Bank of Russia, Finnadzor, NAPP and FRC
- Live exchange with ESBD, NSIS and EAIS
- Exchange with direct settlement clearing centers
- GTsVP, ENBEK and GIBDD
- Strict reporting forms
Product roadmap
Versions ship on a schedule. Below is what already works and what is in progress. We confirm the timing of planned items during implementation.
What has shipped
- 2026.09September 2026
Client portal
A separate application for the policyholder: policies, purchase with payment, claim notification, correspondence and case documents.
New
- Sign-in with a one-time code, six interface languages
- Product showcase with coverage selection and a questionnaire based on the product schema
- Purchase: application, signing with an SMS code, online payment
- Incident notification, case progress, documents and correspondence with the claims handler
- Card saving after a payment
Improvements
- Case documents are brought into one hierarchy: a file from the correspondence goes into the case materials
- Whether the client can see a document is determined by its type
- 2026.08August 2026
Money flows, isolation and regulatory requirements
The result of a full audit: more accurate calculations, stricter access separation, more reliable background jobs and personal data handling.
New
- License for installation in the client’s infrastructure: on expiry, read-only mode instead of a stop
- Passport data encryption, keys in HashiCorp Vault
- RFC 3161 timestamp on the regulatory report signature
- Automatic partition creation for growing tables
- Marking of bank execution and bank rejection for an insurance payout
Improvements
- Account credentials for registries, the regulator and the signing certificate belong to the insurer
- A separate database per insurer is brought to production mode
- More accurate Chain-Ladder, Bornhuetter-Ferguson and IFRS 17, cession calculation and the claim limit
- The four-eyes principle and a personal payout approval limit
- Limitation period under the country’s law
- 2026.07July 2026
Password sign-in, claim chat, insurer isolation
The back office no longer depends on an external sign-in system, and the claims handler can now correspond with the client.
New
- Sign-in with a username and password and organization selection
- Real-time correspondence on a claim case
- Agent commission accrual when the premium is received
- Automatic creation of a separate insurer database with reference data
Improvements
- Polling of the report status at the regulator
- Installation in the client’s infrastructure with no mandatory cloud
- 2026.05May 2026
First version
The core of the insurance system: products and rating plans, policies, claims, debt collection, billing, reserves, reinsurance, reporting and registries.
New
- Product builder: versions, coverages, rating plans and factor tables
- Policy issuance with premium calculation, contract changes, snapshot versions
- Claims settlement and payouts
- Recovery and subrogation with the limitation period taken into account
- Reserves, including IFRS 17, and five types of reinsurance
- Six interface languages and reference data for five countries
In progress and planned
Clients and channels
- Mobile apps for iOS and Android
- Browser push notifications
- Agent portal
- Automatic renewal with a charge to the saved card
Claims
- Document recognition
- Filing a lawsuit from the system
- Exchange with car repair shops and medical facilities
Analytics and product
- Custom report builder
- Reserve scenario modeling
- A/B testing of rating plans and product cloning
- Consolidated group reporting under IFRS
Platform
- Link with A3.Accounting
- Accounting in SAP Business One, Oracle and QuickBooks
- IP address restrictions and session control
- Process versions
Need a feature that is not on the plan?
Tell us about your task. We set plan priorities based on requests from insurers that work in the system.