Partner API

An open API for banks, marketplaces, aggregators and agents. A partner calculates the premium, issues and cancels a policy in its own name and receives contract events through webhooks. Method descriptions in six languages are published in the documentation.

Partner/Quotes/Calculate
Premium calculation for the partner’s product and questionnaire
Partner/Products/List
Products available to the partner key
Partner/Policies/IssueOnBehalf
Policy issuance on behalf of the partner
Partner/Policies/Cancel
Policy cancellation with refund calculation
Partner/Agent/Policies
Policies issued by the agent
Partner/Agent/PortfolioStatistics
Agent portfolio statistics

Webhooks

The system notifies the partner of policy events. Every notification is signed with HMAC and is redelivered after a failure.

  • PolicyIssued
  • PolicyActivated
  • PolicyCancelled
  • PolicyExpired
  • EndorsementApplied

Security

  • Two keys

    A public key for the widget on the partner’s page and a secret key for calls from the partner’s server.

  • Key permissions

    Each key sees only its own products and methods, and the request origin is checked.

  • HMAC signature

    The partner verifies that the webhook came from the insurer and was not altered on the way.

  • Webhook address protection

    The address is checked so that a webhook cannot be pointed at the insurer’s internal network.

  • Idempotency

    A repeated request with the same Idempotency-Key does not issue a second policy.

Purchase widget

The widget is embedded on the partner’s page with a script and a public key. The questionnaire, calculation, key information document and payment come from the insurer’s builder, and messaging with the partner’s site checks the message origin.

Embedded insurance

For the insurer’s internal systems

Rating plans, underwriting and anti-fraud are available to the insurer’s internal systems as gRPC services, and data is exported to the warehouse by cursor with an audit trail.

Shall we connect your partner?

Tell us which product you need to sell and in which channel. We will show the API on a test key.