Billing and payments
The premium arrives on a schedule and is allocated to the contract automatically. The client pays by card or wallet through a local payment gateway, the system reconciles operations with the gateway, and overdue payments are handled by the product rules: a reminder, a grace period, suspension or cancellation.
Plan All plans.
What is inside
- Premium schedules: single, monthly, quarterly, semi-annual, annual
- Payments in cash, by card, by transfer, through a wallet and the faster payments system
- Online acquiring through 11 gateways with card saving
- Allocation of receipts by contract and risk
- Reconciliation of operations with the payment gateway
- Premium reminders, a grace period, suspension or cancellation when overdue
- Accounts receivable by debt aging bucket
- National bank exchange rates and multi-currency support
- Accrual and reversal of agent commission when the premium is received
- Accounting events passed to 1C
Connections
- Kaspi
- Halyk ePay
- BCC
- YooKassa
- Sber
- T-Bank
- PayBox
- QPay
- Khan Bank
- Payme
- Click
Conditions
Acquiring is connected under the insurer’s contract with the bank: the gateway details and keys belong to the insurer.
These parts of the module are on the product roadmap. We confirm timing and scope during implementation.
- Charging the next premium to the saved card
Frequently asked questions
Which payment gateways are supported?
Russia: YooKassa, Sber, T-Bank. Kazakhstan: Halyk ePay, Kaspi, BCC. Kyrgyzstan: PayBox. Mongolia: QPay and Khan Bank. Uzbekistan: Click and Payme.
What happens when a premium is overdue?
Under the product rule, the client receives a reminder, and then a grace period applies. After it, the contract is suspended or cancelled with a refund calculation.
How do payments reach accounting?
Accounting events go to 1C with guaranteed delivery. The insurer maps events to accounts on its own.
Other features
Shall we show the system on your products?
We will build your product in the builder, take a policy from quote to claim and estimate the implementation cost for your lines of business and countries.